Primary focus
Hospitality
Hospitality stacks several severe exposures in one place — high guest foot traffic, alcohol service, food handling, guests' property in your care, and the assault/battery risk that comes with venues and nightlife. High employee turnover adds employment exposure on top. (Hotels, resorts, and multi-unit restaurant groups — not the single-location diner.)
Core coverage
The foundation every hospitality account carries.
Commercial Property
General Liability
Business Income
Workers' Compensation
Commercial Umbrella / Excess Liability
Specialty coverage
The lines a once-a-year agent overlooks.
These are where a hospitality program proves it was built around how your business actually operates.
Liquor Liability
Claims from serving alcohol.
Assault & Battery
Patron incidents GL may exclude.
Food Spoilage
Loss of perishable stock.
Equipment Breakdown
Kitchen, HVAC, refrigeration.
Employment Practices Liability (EPLI)
Cyber
Guest data and payment systems.
Crime / Fidelity
Hired & Non-Owned Auto
Valet, errands, shuttle.
Innkeeper's / Guest Property Liability
Why Ventra
We understand your business before we recommend coverage.
- We find the gaps a transactional agent misses — fewer surprises when a claim is tested.
- Specialized depth in the industries we serve, so we speak your business on day one.
- A relationship, not an annual transaction — coverage that keeps pace as you grow.