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Primary focus

Construction & General Contractors

A contractor's risk lives on three fronts at once — people get hurt on active jobsites, expensive equipment moves between locations and gets stolen or damaged, and the work itself can generate liability that surfaces years after the job is finished. Add subcontractor relationships and contract requirements, and the program has to be built carefully or gaps open up fast.

Construction & General Contractors illustration

Core coverage

The foundation every construction account carries.

General Liability
Commercial Property
Workers' Compensation
Commercial Auto
Commercial Umbrella / Excess Liability

Specialty coverage

The lines a once-a-year agent overlooks.

These are where a construction program proves it was built around how your business actually operates.

Builders Risk

Structures and materials during construction.

Contractor's Equipment (Inland Marine)

Owned, leased, or rented tools and heavy equipment.

Installation Floater

Materials in transit and until installed.

Pollution / Environmental Liability

Site contamination exposure.

Surety & Contract Bonds

Bid, performance, and payment bonds.

Professional Liability

For design-build and contractor-led design.

Wrap-Up Programs (OCIP / CCIP)

Consolidated coverage on larger projects.

Why Ventra

We understand your business before we recommend coverage.

  • We find the gaps a transactional agent misses — fewer surprises when a claim is tested.
  • Specialized depth in the industries we serve, so we speak your business on day one.
  • A relationship, not an annual transaction — coverage that keeps pace as you grow.

Talk through Construction coverage with an advisor.

Explore every line of coverage we structure →